Monthly Archives: June 2018

Tips that will help you avoid travel insurance claims problems

Taking a travel insurance always ensures that your trip is fully enjoyable without having any worries or stress. However, not many people like going the long route of filing an insurance claim, but you should be prepared especially if you want to take an insurance cover.

Whenever there is a negative experience during the insurance claiming process, it always ruins personal opinions which always puts off potential long-term clients. There is a particular path that a traveler can use which ensures that the insurance claim process system swings their way and concludes in a considerably less time. One possible reason that leads to many clients not being approved of their claims is lack of sufficient knowledge about the contractual agreement details.

The following are the stages that you should go through when buying and claiming an insurance cover.

  •         Thoroughly research all the travel insurance companies and the types of policies that they have preferably before making the purchase. This ensures that you are able to make an informed decision.
  •         Make inquiries about what every policy that they have that might interest you. Remember to read about feedbacks from past customers both positive and negative while looking at their ratings. This will help you ascertain that the policy cover that they are offering you is indeed present and their actions whenever an insurance claim is made.
  •         Take the insurance policy cover immediately you start paying for your trip. Most insurance companies always advocate for purchasing of insurance covers within the first fourteen days of making the first payment of your trip.
  •         Ensure that you have gone through the whole policy cover to know what the contract details entail and if you don’t feel that you have the capability to do so, look for a lawyer to help you with the process.
  •         Have sufficient communication with your insurance provider and notify them when you make any changes to your travel plan.
  •         Retain any relevant documents e.g., receipts of every purchase and transactions that you make in the course of the trip.
  •         If you have received any medical attention during the trip, ensure that when returning back home, you carry a medical document that shows your diagnosis. Such documents may be hard to get them when you are not in that country and might be critical during your claiming process.
  •         Last but not the least start by providing the necessary documents when making an insurance claim. Remember to keep constant communication with the insurance team to ensure that you have a positive claiming experience.